Start with the job each dollar needs to do
We look at near-term spending, longer-term growth, liquidity needs, account types, and the role of each investment before discussing changes.
Grape Wealth Management
Investment management for retirement
A retirement portfolio has a different job than an accumulation portfolio. It needs to support spending, manage risk, and remain flexible as your life changes.
Start a conversationIs the portfolio built around our actual cash-flow needs?
How much market risk is appropriate now?
How do taxes affect what we sell and when?
Make risk easier to understand
We explain concentration, volatility, sequence-of-returns risk, and tradeoffs in plain language so you can make decisions with context.
Coordinate investments with the whole plan
Portfolio decisions are reviewed alongside income, taxes, Medicare considerations, charitable goals, and legacy priorities.
The Sonoma Plan™
More clarity for the decisions ahead.
We bring the moving parts into one planning conversation, then keep the plan current as life changes.
Talk with Grape